Helping You Meet Carrier Requirements and Protect Your Property
Navigating insurance requirements in Florida has become more complex — especially when it comes to roofing. At Performance Roofing and Impact Windows, we understand what carriers are looking for, and we’re here to help homeowners stay compliant, protect their homes, and be prepared before and after storm season.
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Roof Age and Insurance Renewals
Many Florida insurance carriers now require roof inspections at policy renewal, particularly for homes with roofing systems over 10 to 15 years old. If your roof is 20
years or older, you may be required to replace it to retain coverage — even if there are no active leaks. In some cases, failure to replace the roof can result in dropped policies or significantly higher premiums.
At Performance Roofing, we can provide:
Detailed roof inspections with documentation of condition and remaining life expectancy
Written assessments to help you and your agent make informed renewal decisions
Estimates for roof replacement when needed, with full code compliance and permitting
Protect Your Coverage
Fast, documented, and carrier-ready — we’ll guide you every step of the way.
Premium Discounts for Secondary Water Barriers
In many cases, insurance carriers offer a premium discount when a secondary water barrier is installed during a re-roof. These barriers, such as self-adhering underlayment or peel-and-stick membrane, add an additional layer of waterproofing directly to the roof deck, reducing the risk of interior damage during severe weather events.
Our re-roofing projects can include:
Code-Compliant Water Barriers
Installation of approved secondary water barriers in accordance with Florida Building Code
Wind Mitigation Documentation
Proper documentation to submit to your carrier for wind mitigation credits
Premium Underlayment Materials
Use of high-performance underlayments from trusted manufacturers
Inspection, Documentation & Support
We offer full pre-storm and post-storm inspection services designed to help you proactively manage risk and respond quickly if damage occurs.
Here’s what our insurance support services include:
- Pre-storm inspections to assess the current condition of your roof, windows, or exterior
- Photo documentation to establish a condition baseline before storm impact
- Post-storm evaluations to identify and record any visible or hidden storm damage
- Detailed reporting to support insurance claims
- Emergency tarping services to minimize further loss
- Xactimate estimates prepared in insurance carrier format for rapid processing
- Direct communication with adjusters to help move your claim forward
Navigating Insurance with Confidence
We understand how stressful it can be dealing with insurance after a storm. Our team
knows how to speak the carrier’s language and will walk you through every step of the
process — from inspection to completion.
Get Your Free Quote Today
Looking for expert roofing or impact window services? Fill out the form for a fast, no-obligation quote. Our team will review your needs and get back to you with a personalized estimate — crafted with care, accuracy, and your home’s protection in mind.
